North Somerset Logo

Low cost home ownership

Low cost home ownership helps people who cannot afford to buy a property on the open market purchase a home.

Anyone who is interested in low cost home ownership needs to contact New Futures the Homebuy Agent.

New Futures operates and maintains the Low Cost Home Ownership Register. Housing Associations with low cost home ownership homes for sale will contact them for a list of potential purchasers. New Futures will match the details of applicants on the register to a property and send a list of potential purchasers to the housing association

Low cost home ownership opportunities in North Somerset are currently as follows:

Open Market Homebuy - allows successful applicants to purchase 75% of a property on the open market by means of mortgage and personal savings. For the remaining 25% they receive an equity loan.

New Build Homebuy - these are purpose built properties on new developments where successful applicants purchase a percentage of the property (usually starting at 50%) by means of mortgage and personal savings and pay rent to the housing association on the remaining unsold equity of the property.

Resale New Build Homebuy - occasionally existing New Build Homebuy properties become available for resale. Allowing the purchaser to buy the existing share of the property and pay rent on the remaining unsold equity.

To find out more please download Your guide to Homebuy or to obtain an application form telephone 0800 073 1315 or apply on line New Futures.

Send us your ideas and comments Have your say

Events Listing
Forms