If you are in debt you should seek advice as soon as you
can.
All debts are important but some are more pressing than others and
can carry severe penalties.
Not paying debts such as your mortgage can lead to the repossession
of your home and eviction while not paying council tax or court
fines can lead to imprisonment.
The worst thing you can do when you owe money is to ignore the
problem and hope it goes away.
The earlier you contact your creditors the more flexible they are
likely to be in coming to an agreement with you.
There are organisations which can offer you free and confidential
debt counselling if you run into problems including:
